Montenegro🇲🇪

At a Glance

How Montenegro compares across key indices

Quality of Life153Safety66Healthcare48Affordability42Climate89Clean Air45

Cost of Living

42 vs NYC

100 = NYC

Safety Index

66/100

Healthcare

48/100

Quality of Life

153/200

Climate

89/100

Cost of Living

How far your money goes in Montenegro

Cost of Living

42

100 = NYC baseline

Rent Index

15

100 = NYC rent

Groceries

40

100 = NYC groceries

Restaurant Prices

45

100 = NYC dining

Monthly costs range from $1,388 in Podgorica to $1,637 in Budva

City Costs Comparison

Podgorica

Cheapest

$1,388/mo

Food$125

Budva

$1,637/mo

Food$177

Safety & Crime

Low Risk

How safe residents feel in Montenegro — based on surveys of people living there

Safety Index

66/100

Crime Index

34/100

Lower is better

Crime Trend

59/100

Mixed perception

Walking Safety

Daytime84
Nighttime72

12 point drop from day to night

Problem Severity

Corruption & bribery
High71
Drug-related crime
Moderate46
Property crimes
Low41
Violent crimes
Low27

0 = no problem, 100 = severe problem

What Residents Worry About

Things stolen from car
Low37
Being insulted or harassed
Low33
Home broken into
Low29
Targeted for skin/ethnicity/religion
Low27
Being mugged or robbed
Low26
Being physically attacked
Very Low23
Car stolen
Very Low23

Based on 156 survey responses. 0 = not worried, 100 = very worried.

Cities in Montenegro

Montenegro has 2 cities with Numbeo data. Monthly costs for a single person range from $1,388 in Podgorica to $1,637 in Budva.

💸Most Affordable

Podgorica

$1,388/mo

CityMonthly CostSafetyQuality of LifeHealthcarePollution
Podgorica$1,388
Budva$1,637

Data from Numbeo. Monthly cost estimates are for a single person including rent. Pollution: lower score = cleaner air. Click column headers to sort.

Compare Cities Side by Side

Detailed comparison of cost of living, safety, and quality of life

Healthcare

Healthcare system overview for Montenegro

Healthcare Index

48/100

Quality Breakdown

Friendliness & Courtesy48/100
Accuracy & Completeness47/100
Modern Equipment40/100
Staff Skill & Competency38/100
Speed of Service38/100
Responsiveness & Waitlist35/100
Cost Satisfaction62/100

How satisfied residents are with healthcare costs relative to quality

Based on 52 survey responses

Insurance Coverage

Public
46.2%
Employer Sponsored
34.6%
Private
17.3%
None
1.9%
Healthcare48Safety66Quality of Life153
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Environment

Moderate

Air quality, water, and environmental conditions in Montenegro

Pollution Index

45/100

Lower is better

Environmental Quality

Drinking Water Quality73/100
Comfortable to Spend Time70/100
Air Quality60/100
Green Spaces & Parks57/100
Clean & Tidy54/100
Garbage Disposal44/100

Concerns

Water Pollution38/100
Noise & Light Pollution30/100

0 = no concern, 100 = severe concern

Based on 69 survey responses. Perception scores are 0–100 where higher is better unless noted.

Transport & Commute

How people get around in Montenegro

Average One-Way Commute

20minutes

Very Short

Traffic Index

68

Below average congestion

Inefficiency

70

Time wasted in traffic

CO2 Emissions

1.3kg/trip

How People Commute

Walking64.0%
Car32.0%
Bicycle4.0%

Based on 25 survey responses.

Frequently Asked Questions

Common questions about living in Montenegro, answered with data

What is the cost of living in Montenegro?

Montenegro has a cost of living index of 42 relative to New York City (100). It is moderately affordable compared to the US. Monthly costs for a single person start around $1,388 in Podgorica and reach $1,637 in Budva.

What is the cheapest city in Montenegro for expats?

Podgorica is the most affordable city in Montenegro with Numbeo data, with estimated monthly costs of $1,388 for a single person including rent. Budva is the next most affordable at $1,637/mo.

Is Montenegro safe for expats?

Montenegro has a safety index of 66/100, making it generally safe for expats and travellers.

How good is healthcare in Montenegro?

Montenegro scores 48/100 on Numbeo's healthcare index, making it adequate by global standards. This index reflects the overall quality of the healthcare system, medical staff, and facilities.

Is Montenegro cheaper than the United States?

Yes. Montenegro's cost of living is roughly 58% lower than New York City and generally cheaper than most major US cities. Rent specifically is around 85% cheaper. This makes it a popular destination for remote workers looking to stretch their dollar.

Before You Go

Your pre-departure checklist for Montenegro

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